\u5728\u73b0\u4ee3\u6280\u672f\u4f7f\u4e16\u754c\u8054\u7cfb\u66f4\u52a0\u7d27\u5bc6\u7684\u4eca\u5929\uff0c\u66ff\u4ee3\u6027\u652f\u4ed8\u65b9\u5f0f\uff0c\u4e5f\u88ab\u79f0\u4e3a\u672c\u5730\u652f\u4ed8\u65b9\u5f0f\uff0c\u5e2e\u52a9\u5168\u7403\u66f4\u591a\u7684\u4eba\u83b7\u5f97\u66f4\u591a\u7684\u4ea7\u54c1\u548c\u670d\u52a1\u3002\u8bb8\u591a\u4f01\u4e1a\u4e5f\u53d8\u5f97\u66f4\u613f\u610f\u63a5\u53d7\u975e\u73b0\u91d1\u6216\u975e\u4fe1\u7528\u5361\u652f\u4ed8\u3002apm\u662f\u5982\u4f55\u5728\u5168\u7403\u8303\u56f4\u5185\u53d7\u5230\u6d88\u8d39\u8005\u548c\u5546\u5bb6\u7684\u5e7f\u6cdb\u6b22\u8fce\u7684?\u4e3a\u4ec0\u4e48\u5b83\u4eec\u5982\u6b64\u91cd\u8981\uff0c\u5c24\u5176\u662f\u5728\u7535\u5b50\u5546\u52a1\u9886\u57df?\u8c01\u4ece\u8fd9\u4e9b\u4e3a\u4ea7\u54c1\u548c\u670d\u52a1\u4ed8\u8d39\u7684\u65b0\u65b9\u5f0f\u4e2d\u83b7\u76ca\u6700\u5927?\u8ba9\u6211\u4eec\u6765\u63a2\u7d22\u5176\u4ed6\u652f\u4ed8\u65b9\u5f0f\uff0c\u770b\u770b\u5b83\u4eec\u662f\u5982\u4f55\u5851\u9020\u91d1\u878d\u548c\u7535\u5b50\u5546\u52a1\u7b49\u884c\u4e1a\u7684\u3002\u5173\u4e8e\u53e6\u7c7b\u652f\u4ed8\u65b9\u5f0f\u4f60\u9700\u8981\u77e5\u9053\u7684\u4e00\u5207:<\/p>\n
\u4ec0\u4e48\u662f\u53e6\u7c7b\u652f\u4ed8\u65b9\u5f0f(APM)?\u53e6\u7c7b\u652f\u4ed8\u65b9\u5f0f\u7684\u7c7b\u578bapm\u5728\u7535\u5b50\u5546\u52a1\u4e2d\u626e\u6f14\u4ec0\u4e48\u89d2\u8272?\u5176\u4ed6\u652f\u4ed8\u65b9\u5f0f\u7684\u4f18\u70b9\u5229\u7528\u5176\u4ed6\u652f\u4ed8\u65b9\u5f0f\u6539\u5584\u60a8\u7684\u8fd0\u4f5c\u5e38\u89c1\u95ee\u9898<\/p>\n
\u4ec0\u4e48\u662f\u5176\u4ed6\u652f\u4ed8\u65b9\u5f0f?\u66ff\u4ee3\u652f\u4ed8\u65b9\u6cd5(apm)\u662f\u4e3a\u8d2d\u4e70\u7684\u5546\u54c1\u6216\u670d\u52a1\u652f\u4ed8\u7684\u65b0\u624b\u6bb5\u3002\u5b83\u4eec\u53ef\u4ee5\u66ff\u4ee3\u73b0\u91d1\u6216\u4e3b\u8981\u4fe1\u7528\u5361\u7b49\u66f4\u4f20\u7edf\u7684\u652f\u4ed8\u65b9\u5f0f\u3002apm\u7684\u4e00\u4e9b\u5e38\u89c1\u4f8b\u5b50\u5305\u62ec:<\/p>\n
\u9884\u4ed8\u5361\u94f6\u884c\u8f6c\u8d26\u6570\u5b57\u94b1\u5305\u52a0\u5bc6\u8d27\u5e01\u5fe0\u8bda\u8ba1\u5212\u672c\u5730\u5361\u5ef6\u8fdf\u4ed8\u6b3e\u548c\u5206\u671f\u4ed8\u6b3e\u9009\u9879<\/p>\n
\u75ab\u60c5\u4fc3\u4f7f\u6d88\u8d39\u8005\u8fc5\u901f\u91c7\u7528\u5176\u4ed6\u652f\u4ed8\u65b9\u5f0f\u3002\u5728\u7f8e\u56fd\uff0c\u73b0\u91d1\u7684\u4f7f\u7528\u5df2\u7ecf\u4e0b\u964d\uff0c\u800c\u4e14\u968f\u7740\u975e\u63a5\u89e6\u5f0f\u6216\u6570\u5b57\u652f\u4ed8\u65b9\u5f0f\u7684\u5174\u8d77\uff0c\u8fd9\u4e00\u8d8b\u52bf\u53ef\u80fd\u4f1a\u7ee7\u7eed\u4e0b\u53bb\u3002\u4f8b\u5982\uff0c\u9884\u8ba1\u52302025\u5e74\uff0c\u6570\u5b57\u94b1\u5305\u7684\u4f7f\u7528\u5c06\u589e\u957f85%\uff0c\u4ece2020\u5e74\u76845\u4e07\u4ebf\u7f8e\u5143\u4f7f\u7528\u6570\u5b57\u94b1\u5305\u7684\u603b\u652f\u51fa\u8dc3\u5347\u52302025\u5e74\u768410\u4e07\u4ebf\u7f8e\u5143\u4ee5\u4e0a\u3002\u6570\u5b57\u94b1\u5305\u662f\u4e00\u79cd\u80fd\u8ba9\u7528\u6237\u8fdb\u884c\u7535\u5b50\u652f\u4ed8\u7684\u8f6f\u4ef6\u6216\u786c\u4ef6\uff0c\u5b83\u7684\u6d41\u884c\u4e3b\u8981\u662f\u56e0\u4e3a\u5b83\u63d0\u4f9b\u7684\u4fbf\u5229\u548c\u5b89\u5168\u3002\u5176\u4ed6\u652f\u4ed8\u65b9\u5f0f\u5728\u4e16\u754c\u5404\u5730\u4e5f\u53d8\u5f97\u8d8a\u6765\u8d8a\u6d41\u884c\u3002\u4ee5\u5fb7\u56fd\u4e3a\u4f8b\u300257%\u7684\u5fb7\u56fd\u6d88\u8d39\u8005\u66f4\u559c\u6b22\u4f7f\u7528\u8d1d\u5b9d\u8fdb\u884c\u7f51\u4e0a\u8d2d\u7269\u4ea4\u6613\u30022019\u5e74\uff0c\u4e00\u9879\u6d88\u8d39\u8005\u652f\u4ed8\u8c03\u67e5\u53d1\u73b0\uff0c\u6fb3\u5927\u5229\u4e9a\u4eba\u7ee7\u7eed\u63a5\u53d7\u5176\u4ed6\u652f\u4ed8\u65b9\u5f0f\uff0c\u4e3b\u8981\u662f\u7535\u5b50\u652f\u4ed8\u65b9\u5f0f\u3002\u540c\u5e74\uff0c\u975e\u63a5\u89e6\u5f0f\u4fe1\u7528\u5361\u652f\u4ed8\u7684\u4f7f\u7528\u589e\u957f\u4e8650%\u3002\u6b64\u5916\uff0c2019\u5e74\uff0c\u8377\u5170\u6d88\u8d39\u8005\u7684\u5927\u591a\u6570\u5728\u7ebf\u8d2d\u7269(60%)\u90fd\u662f\u4f7f\u7528\u8377\u5170\u672c\u5730\u7684\u4e00\u79cd\u5728\u7ebf\u652f\u4ed8\u65b9\u5f0fiDEAL\u8fdb\u884c\u7ed3\u7b97\u7684\u30022021\u5e74\uff0c70%\u7684\u5728\u7ebf\u8d2d\u7269\u662f\u901a\u8fc7iDEAL<\/p>\n
\u8fdb\u884c\u652f\u4ed8\u7684\uff0c\u5c3d\u7ba1\u5b83\u4eec\u53ef\u80fd\u88ab\u79f0\u4e3a\u201c\u66ff\u4ee3\u201d\uff0c\u4f46\u4e00\u4e9b\u5e02\u573a\u5df2\u7ecf\u5f00\u59cb\u516c\u5f00\u63a5\u53d7\u8fd9\u79cd\u652f\u4ed8\u65b9\u5f0f\uff0c\u5982\u6570\u5b57\u94b1\u5305\u3001\u5148\u4e70\u540e\u4ed8\u8ba1\u5212\u548c\u76f4\u63a5\u501f\u8bb0\u5361\u652f\u4ed8\uff0c\u4f7fAPMs\u66f4\u52a0\u4e3b\u6d41\u3002\u4f8b\u5982\uff0c\u5728\u4e9a\u592a\u5730\u533a\uff0c\u6570\u5b57\u6216\u79fb\u52a8\u94b1\u5305\u652f\u4ed8\u5360\u652f\u4ed8\u65b9\u5f0f\u768458.4%\uff0c\u800c\u4fe1\u7528\u5361\u652f\u4ed8\u4ec5\u5360\u652f\u4ed8\u65b9\u5f0f\u768420.1%\u3002\u867d\u7136\u201c\u73b0\u91d1\u4e3a\u738b\u201d\u8fd9\u53e5\u8c1a\u8bed\u5728\u5f53\u4eca\u65f6\u4ee3\u4ecd\u7136\u5728\u4e00\u5b9a\u7a0b\u5ea6\u4e0a\u9002\u7528\uff0c\u4f46\u4f01\u4e1a\u6709\u5fc5\u8981\u9002\u5e94\u548c\u8fce\u5408\u90e8\u5206\u7531\u73b0\u4ee3\u6280\u672f\u5851\u9020\u7684\u4e0d\u65ad\u53d8\u5316\u7684\u6d88\u8d39\u8005\u884c\u4e3a\u3002\u901a\u8fc7\u63a2\u7d22\u4ea4\u6613\u7684\u5176\u4ed6\u652f\u4ed8\u6a21\u5f0f\uff0c\u60a8\u5b9e\u9645\u4e0a\u662f\u5728\u8ba9\u60a8\u7684\u5ba2\u6237\u66f4\u5bb9\u6613\u8bbf\u95ee\u60a8\u7684\u4e1a\u52a1\u3002\u5bf9\u4e8e\u5546\u5bb6\u6765\u8bf4\uff0c\u4e0d\u80fd\u63a5\u53d7\u5176\u4ed6\u652f\u4ed8\u65b9\u5f0f\u5c31\u50cf\u5728\u4f60\u7684\u751f\u610f\u5468\u56f4\u7b51\u8d77\u4e00\u5835\u5899\u3002\u8fd9\u79cd\u969c\u788d\u4f7f\u5f97\u6d88\u8d39\u8005\u5f88\u96be\u83b7\u5f97\u4f60\u7684\u5546\u54c1\u6216\u670d\u52a1\uff0c\u4e5f\u5f88\u96be\u5149\u987e\u4f60\u7684\u4f01\u4e1a\u3002\u8fd9\u53c8\u4f1a\u8f6c\u5316\u4e3a\u635f\u5931\u3002\u53ef\u9009\u652f\u4ed8\u65b9\u5f0f\u7684\u7c7b\u578b\u53ef\u9009\u652f\u4ed8\u65b9\u5f0f\u7684\u7c7b\u578b\u53ef\u9009\u652f\u4ed8\u65b9\u5f0f\u7684\u7c7b\u578b\u76ee\u524d\u5728\u4e16\u754c\u8303\u56f4\u5185\u4f7f\u7528\u3002\u5176\u4e2d\u6700\u53d7\u6b22\u8fce\u7684\u5305\u62ec:\u201c\u6570\u5b57\u94b1\u5305\u201d\u201c\u6570\u5b57\u94b1\u5305\u201d\u201c\u7535\u5b50\u94b1\u5305\u201d\u6570\u5b57\u94b1\u5305\u6216\u7535\u5b50\u94b1\u5305\u4f7f\u6d88\u8d39\u8005\u80fd\u591f\u8fdb\u884c\u975e\u63a5\u89e6\u652f\u4ed8\u3002\u7528\u4e00\u5835\u6570\u5b57\u5899\u6b64\u5916\uff0c\u4f60\u8fd8\u53ef\u4ee5\u50a8\u5b58\u4fe1\u7528\u5361\u548c\u501f\u8bb0\u5361\uff0c\u4ee5\u53ca\u4f18\u60e0\u5238\u3001\u767b\u673a\u724c\u3001\u673a\u7968\u3001\u793c\u54c1\u5361\u548c\u4f1a\u5458\u5361\u3002\u6709\u4e86\u6570\u5b57\u94b1\u5305\uff0c\u4f60\u5c31\u4e0d\u9700\u8981\u643a\u5e26\u4e00\u4e2a\u88c5\u7740\u5b9e\u4f53\u5361\u6216\u73b0\u91d1\u7684\u771f\u6b63\u7684\u94b1\u5305\u4e86\u3002\u6570\u5b57\u94b1\u5305\u7684\u4f8b\u5b50\u5305\u62ec:<\/p>\n
\u73b0\u91d1\u5e94\u7528\u4e09\u661f\u652f\u4ed8Venmo PayPal\u652f\u4ed8\u5b9d\u6ce8\u610f\uff0c\u867d\u7136\u6570\u5b57\u94b1\u5305\u5f88\u6d41\u884c\uff0c\u4f46\u5e76\u4e0d\u662f\u6240\u6709\u7684\u5546\u5bb6\u90fd\u63a5\u53d7\u5b83\u4eec\u4f5c\u4e3a\u652f\u4ed8\u65b9\u5f0f\u3002\u79fb\u52a8\u652f\u4ed8\u662f\u901a\u8fc7\u667a\u80fd\u624b\u673a\u8fdb\u884c\u7684\u3002\u987e\u5ba2\u53ef\u4ee5\u5145\u503c\u4ed6\u4eec\u559c\u6b22\u7684\u79fb\u52a8\u652f\u4ed8\u5e94\u7528\uff0c\u7528\u5b83\u6765\u652f\u4ed8\u5728\u7ebf\u3001\u4e8c\u7ef4\u7801\u751a\u81f3\u77ed\u4fe1\u4ea4\u6613\u3002\u4e00\u4e9b\u5e38\u7528\u7684\u79fb\u52a8\u5e94\u7528\u7a0b\u5e8f\u5305\u62ec:<\/p>\n
Apple Pay\u8c37\u6b4cPay Quickbooks Go Payment Xoom Square\u73b0\u91d1\u94f6\u884c\u8f6c\u8d26<\/p>\n
\u7f51\u4e0a\u94f6\u884c\u8f6c\u8d26\u6216\u7535\u6c47\uff0c\u5141\u8bb8\u4f60\u901a\u8fc7\u76f4\u63a5\u4ece\u4f60\u7684\u94f6\u884c\u8d26\u6237\u5c06\u94b1\u8f6c\u8d26\u5230\u4f01\u4e1a\u7684\u94f6\u884c\u8d26\u6237\u6765\u652f\u4ed8\u7f51\u4e0a\u8d2d\u7269\u3002<\/p>\n
\u76f4\u63a5\u501f\u8bb0\u4ed8\u6b3e<\/p>\n
\u8fd9\u79cdAPM\u901a\u5e38\u9002\u7528\u4e8e\u8ba2\u9605\u670d\u52a1\u7684\u7ecf\u5e38\u6027\u4ed8\u6b3e\u3002\u5ba2\u6237\u6388\u6743\u4f01\u4e1a\u5728\u4e00\u5b9a\u65f6\u95f4\u5185\u76f4\u63a5\u4ece\u4ed6\u4eec\u7684\u94f6\u884c\u8d26\u6237\u4e2d\u63d0\u53d6\u56fa\u5b9a\u91d1\u989d\u7684\u8d44\u91d1\u3002\u5206\u671f\u4ed8\u6b3e\u8fd9\u79cd\u53ef\u9009\u7684\u652f\u4ed8\u65b9\u5f0f\u4f7f\u6d88\u8d39\u8005\u80fd\u591f\u5728\u7f51\u4e0a\u8d2d\u4e70\u670d\u52a1\u6216\u5546\u54c1\uff0c\u5e76\u5728\u4ee5\u540e\u7684\u65f6\u95f4\u4ed8\u6b3e\u3002\u901a\u5e38\u60c5\u51b5\u4e0b\uff0c\u5206\u671f\u4ed8\u6b3e\u53ef\u4ee5\u901a\u8fc7\u878d\u8d44\u65b9\u5f0f\u83b7\u5f97\u3002\u4e00\u79cd\u6700\u5e38\u7528\u7684\u5206\u671f\u4ed8\u6b3e\u65b9\u5f0f\u662f\u5148\u4e70\u540e\u4ed8(BNPL)\u3002\u5728BNPL\uff0c\u6d88\u8d39\u8005\u53ef\u4ee5\u9009\u62e9\u5728\u8f83\u665a\u7684\u65f6\u5019\u652f\u4ed8\u5168\u90e8\u8d27\u6b3e\uff0c\u4e5f\u53ef\u4ee5\u9009\u62e9\u6309\u6708\u5206\u671f\u4ed8\u6b3e\u3002\u53d7\u6b22\u8fce\u7684BNPL\u670d\u52a1\u5305\u62ecKlarna\u3001Afterpay\u548cPayPal(\u4ec5\u5bf9\u6709\u6279\u51c6\u4fe1\u7528\u7684\u7528\u6237\u53ef\u7528)\u3002<\/p>\n
\u672c\u5730\u5361<\/p>\n
\u672c\u5730\u5361\u662f\u4e3a\u672c\u5730\u652f\u4ed8\u8bbe\u8ba1\u7684\u501f\u8bb0\u5361\u6216\u9884\u4ed8\u5361\u3002\u8fd9\u79cdAPM\u5f88\u53d7\u6b22\u8fce\uff0c\u56e0\u4e3a\u5b83\u5141\u8bb8\u672c\u5730\u5316\u652f\u4ed8\u3002\u5bf9\u4e8e\u4f01\u4e1a\u6765\u8bf4\uff0c\u63d0\u4f9b\u672c\u5730\u5361\u53ef\u4ee5\u5e2e\u52a9\u4ed6\u4eec\u6253\u5165\u65b0\u7684\u5168\u7403\u5e02\u573a\uff0c\u6ee1\u8db3\u5f53\u5730\u9700\u6c42\u3002\u52a0\u5bc6\u8d27\u5e01\u662f\u4e00\u79cd\u53bb\u4e2d\u5fc3\u5316\u7684\u6570\u5b57\u8d27\u5e01\uff0c\u6b63\u5728\u8fc5\u901f\u6210\u4e3a\u4e00\u79cd\u6d41\u884c\u7684\u66ff\u4ee3\u65b9\u6cd5\u3002\u662f\u7684\uff0c\u8bb8\u591a\u52a0\u5bc6\u8d27\u5e01\u90fd\u5f88\u4e0d\u7a33\u5b9a\u3002\u7136\u800c\uff0c\u6bd4\u7279\u5e01\u6b63\u53d7\u5230\u7535\u5b50\u5546\u52a1\u5546\u5bb6\u7684\u5e7f\u6cdb\u5173\u6ce8\uff0c\u5c24\u5176\u662f\u90a3\u4e9b\u5e0c\u671b\u83b7\u5f97\u66f4\u5b89\u5168\u4ea4\u6613\u7684\u5546\u5bb6\u3002\u9884\u8ba1\u5728\u672a\u6765\u51e0\u5e74\uff0c\u52a0\u5bc6\u8d27\u5e01\u548c\u7a33\u5b9a\u5e01(\u4e0e\u6cd5\u5b9a\u8d27\u5e01\u6302\u94a9\u7684\u6570\u5b57\u8d27\u5e01)\u5c06\u5728\u91d1\u878d\u548c\u5728\u7ebf\u652f\u4ed8\u9886\u57df\u53d1\u6325\u91cd\u8981\u4f5c\u7528\u3002<\/p>\n
\u76f8\u5173\u5185\u5bb9:\u7535\u5b50\u5546\u52a1101:\u7535\u5b50\u5546\u52a1\u7684\u57fa\u672c\u8981\u7d2014\u4e2a\u6700\u4f73\u7535\u5b50\u5546\u52a1\u5e73\u53f0\u7684\u6bd4\u8f83\u548c\u8bc4\u7ea72022\u5e7415\u4e2aBigCommerce\u5e94\u7528\u7a0b\u5e8f\u63d0\u9ad8\u4f60\u7684\u7535\u5b50\u5546\u52a1\u6536\u5165APMs\u5728\u7535\u5b50\u5546\u52a1\u4e2d\u626e\u6f14\u4ec0\u4e48\u89d2\u8272?\u53e6\u7c7b\u652f\u4ed8\u65b9\u5f0f\u5728\u7535\u5b50\u5546\u52a1\u4e2d\u5e7f\u6cdb\u4f7f\u7528\u3002\u66fe\u7ecf\u88ab\u8ba4\u4e3a\u662f\u5f88\u597d\u7684\u4e1c\u897f\uff0c\u73b0\u5728\u5df2\u7ecf\u6210\u4e3a\u4f01\u4e1a\u7684\u5fc5\u9700\u54c1\u3002<\/p>\n
\u8fd9\u662f\u56e0\u4e3a\u5b83\u4eec\u4e3a\u5728\u7ebf\u4ea4\u6613\u63d0\u4f9b\u4e86\u66f4\u5927\u7684\u5b89\u5168\u6027\u548c\u4fbf\u5229\u6027\u3002\u5bf9\u7535\u5b50\u5546\u52a1\u5546\u5bb6\u6765\u8bf4\uff0catm\u63d0\u4f9b\u7684\u652f\u4ed8\u6469\u64e6\u66f4\u5c0f\uff0c\u800c\u8fd9\u5f80\u5f80\u88ab\u6d88\u8d39\u8005\u89c6\u4e3a\u4e00\u4e2a\u4e3b\u8981\u969c\u788d\u3002\u8bb8\u591a\u6d88\u8d39\u8005\u56e0\u4e3a\u652f\u4ed8\u6d41\u7a0b\u7cdf\u7cd5\u6216\u590d\u6742\u800c\u653e\u5f03\u4e86\u7f51\u4e0a\u8d2d\u7269\u3002\u50cfKlarna\u8fd9\u6837\u7684atm\u8ba9\u6d88\u8d39\u8005\u53ea\u9700\u70b9\u51fb\u51e0\u4e0b\u5c31\u80fd\u5b8c\u6210\u4ea4\u6613\u3002\u6b64\u5916\uff0c\u8d2d\u7269\u8005\u653e\u5f03\u8d2d\u7269\u8f66\u7684\u6700\u5e38\u89c1\u539f\u56e0\u4e4b\u4e00\u662f\u7f3a\u4e4f\u4fe1\u4efb\u548c\u6709\u9650\u7684\u652f\u4ed8\u9009\u62e9\u3002\u5e76\u4e0d\u662f\u6240\u6709\u7684\u7528\u6237\u90fd\u613f\u610f\u7528\u4fe1\u7528\u5361\u5728\u7f51\u4e0a\u8d2d\u7269\u3002\u4e3a\u5ba2\u6237\u63d0\u4f9b\u53ef\u9760\u7684\u66ff\u4ee3\u652f\u4ed8\u65b9\u5f0f\u53ef\u4ee5\u8ba9\u4ed6\u4eec\u611f\u5230\u5b89\u5168\u53ef\u9760\u3002\u6b64\u5916\uff0c\u4e0d\u8ba9\u6d88\u8d39\u8005\u4f7f\u7528\u4ed6\u4eec\u559c\u6b22\u7684\u652f\u4ed8\u65b9\u5f0f\u901a\u5e38\u4f1a\u5bfc\u81f4\u653e\u5f03\u8d2d\u7269\u8f66\u3002\u8fd9\u53cd\u8fc7\u6765\u53c8\u4f1a\u5bf9\u4f60\u7684\u8f6c\u5316\u7387\u4ea7\u751f\u4e0d\u5229\u5f71\u54cd\u3002\u8fd9\u5c31\u662f\u4e3a\u4ec0\u4e48\u6700\u597d\u627e\u51fa\u5728\u4f60\u7684\u76ee\u6807\u7528\u6237\u4e2d\u6d41\u884c\u7684\u652f\u4ed8\u65b9\u5f0f\uff0c\u5e76\u627e\u5230\u63d0\u4f9b\u8fd9\u79cdatm\u7684\u65b9\u6cd5\u3002\u6b64\u5916\uff0c\u5982\u679c\u60a8\u5e0c\u671b\u901a\u8fc7\u8d70\u5411\u5168\u7403\u6765\u6269\u5c55\u60a8\u7684\u7535\u5b50\u5546\u52a1\u4e1a\u52a1\uff0catm\u53ef\u4ee5\u5e2e\u52a9\u60a8\u5411\u56fd\u9645\u5ba2\u6237\u63d0\u4f9b\u8de8\u5883\u652f\u4ed8\u3002<\/p>\n
\u201ckd\u201c\u4eca\u5929\u7684\u6d88\u8d39\u8005\u5e0c\u671b\u83b7\u5f97\u65b9\u4fbf\u548c\u591a\u529f\u80fd\u7684\u670d\u52a1\u3002\u901a\u8fc7\u63d0\u4f9b\u4e0d\u540c\u7684\u652f\u4ed8\u65b9\u5f0f\uff0c\u4f60\u53ef\u4ee5\u8ba9\u4f60\u7684\u5ba2\u6237\u81ea\u7531\u9009\u62e9\u4ed6\u4eec\u60f3\u8981\u7684\u652f\u4ed8\u65b9\u5f0f\u3002\u5982\u679c\u4e0d\u80fd\u6ee1\u8db3\u4ed6\u4eec\u7684\u9700\u6c42\uff0c\u4f60\u7684\u5ba2\u6237\u5c31\u4f1a\u79bb\u5f00\u4f60\u7684\u516c\u53f8\u3002\u53ef\u9009\u652f\u4ed8\u65b9\u5f0f\u7684\u4f18\u70b9\u53ef\u9009\u652f\u4ed8\u65b9\u5f0f\u7684\u4f18\u70b9\u53ef\u9009\u652f\u4ed8\u65b9\u5f0f\u7684\u6700\u5927\u53d7\u76ca\u8005\u4e0d\u4ec5\u4ec5\u662f\u6d88\u8d39\u8005\u3002\u4f01\u4e1a\uff0c\u65e0\u8bba\u5176\u89c4\u6a21\u5982\u4f55\uff0c\u90fd\u53ef\u4ee5\u4ece\u8fd9\u79cd\u652f\u4ed8\u65b9\u5f0f\u4e2d\u53d7\u76ca:\u6f5c\u5728\u7684\u8282\u7701\u4fe1\u7528\u5361\u5904\u7406\u8d39\u7528\u53ef\u80fd\u4f1a\u975e\u5e38\u6602\u8d35\uff0c\u5e76\u5f71\u54cd\u60a8\u7684\u5229\u6da6\u7387\u3002\u6709\u4e86atm\uff0c\u4f01\u4e1a\u53ef\u4ee5\u53d6\u6d88\u6216\u8282\u7701\u4f7f\u7528\u6210\u672c\u3002\u5ba2\u6237\u8fd8\u53ef\u4ee5\u8282\u7701\u6bcf\u6b21\u4f7f\u7528\u4fe1\u7528\u5361\u6216\u501f\u8bb0\u5361\u65f6\u6536\u53d6\u7684\u4ea4\u6613\u8d39\u7528\u3002\u901a\u8fc7\u5411\u987e\u5ba2\u63d0\u4f9b\u63a7\u5236\u4ed6\u4eec\u5982\u4f55\u4ed8\u6b3e\u7684\u9009\u9879\uff0c\u4f60\u5c06\u8d2d\u7269\u8f66\u88ab\u4e22\u5f03\u7684\u98ce\u9669\u964d\u81f3\u6700\u4f4e\u3002atm\u8fd8\u5141\u8bb8\u60a8\u63a5\u53d7\u6765\u81ea\u56fd\u9645\u5ba2\u6237\u7684\u4ed8\u6b3e\u3002\u65e0\u7f1d\u7ed3\u5e10\u4f53\u9a8c\u4ea4\u6613\u8fc7\u7a0b\u4e2d\u4efb\u4f55\u4e00\u70b9\u51fa\u73b0\u7684\u95ee\u9898\u90fd\u53ef\u80fd\u963b\u788d\u5ba2\u6237\u5b8c\u6210\u8d2d\u4e70\u3002atm\u53ef\u4ee5\u7b80\u5316\u652f\u4ed8\u8fc7\u7a0b\uff0c\u4ece\u800c\u51cf\u5c11\u6d88\u8d39\u8005\u7684\u4ea4\u6613\u969c\u788d\u3002\u66f4\u597d\u7684\u5ba2\u6237\u4f53\u9a8c\u66ff\u4ee3\u7684\u652f\u4ed8\u65b9\u5f0f\u4f7f\u6d88\u8d39\u8005\u6709\u66f4\u591a\u7684\u81ea\u7531\u6765\u8d2d\u4e70\u4ed6\u4eec\u60f3\u8981\u7684\u4e1c\u897f\uff0c\u751a\u81f3\u4e0d\u7528\u4fe1\u7528\u5361\u6216\u501f\u8bb0\u5361\u8fdb\u884c\u66f4\u6602\u8d35\u7684\u4ea4\u6613\u3002\u50cfKlarna\u8fd9\u6837\u7684atm\u53ea\u9700\u8981\u70b9\u51fb\u51e0\u4e0b\u9f20\u6807\uff0c\u5c31\u53ef\u4ee5\u4e3a\u5ba2\u6237\u63d0\u4f9b\u8d1f\u62c5\u5f97\u8d77\u7684\u8d2d\u7269\u878d\u8d44\u3002\u7f51\u7edc\u5b89\u5168\u662f\u4e00\u4e2a\u7d27\u8feb\u7684\u95ee\u9898\uff0c\u4e0d\u4ec5\u5173\u7cfb\u5230\u6d88\u8d39\u8005\uff0c\u4e5f\u5173\u7cfb\u5230\u5546\u5bb6\u3002\u8d2d\u7269\u8005\u653e\u5f03\u8d2d\u7269\u8f66\u7684\u539f\u56e0\u4e4b\u4e00\u662f\u652f\u4ed8\u5b89\u5168\u95ee\u9898\u3002\u4e00\u4e9batm\u63d0\u4f9b\u989d\u5916\u7684\u5b89\u5168\u5c42\uff0c\u4f8b\u5982\u8981\u6c42\u5ba2\u6237\u8f93\u5165\u7528\u6237\u540d\u548c\u5bc6\u7801\u3002atm\u548c\u6570\u5b57\u94b1\u5305\u4e00\u6837\uff0c\u5229\u7528\u9762\u90e8\u8bc6\u522b\u6216\u6307\u7eb9\u8bc6\u522b\uff0c\u8fd9\u6709\u52a9\u4e8e\u964d\u4f4e\u6b3a\u8bc8\u98ce\u9669\u3002\u5229\u7528\u53ef\u9009\u7684\u652f\u4ed8\u65b9\u5f0f\u63d0\u9ad8\u60a8\u7684\u8fd0\u8425<\/p>\n
\u6709\u8fd9\u4e48\u591a\u53ef\u9009\u7684\u652f\u4ed8\u65b9\u5f0f\uff0c\u60a8\u5982\u4f55\u4e3a\u60a8\u7684\u4e1a\u52a1\u9009\u62e9\u5408\u9002\u7684\u652f\u4ed8\u65b9\u5f0f\u5462?\u5728\u5bfb\u627e\u60a8\u53ef\u4ee5\u63d0\u4f9b\u7684apm\u65f6\uff0c\u8981\u8003\u8651\u4ef7\u683c\u3001\u529f\u80fd\u3001\u529f\u80fd\u548c\u5b89\u5168\u6027\u7b49\u56e0\u7d20\u3002\u60a8\u8fd8\u5e94\u8be5\u786e\u4fdd:<\/p>\n
\u4e86\u89e3\u60a8\u7684\u5ba2\u6237\u662f\u8c01\uff0c\u7279\u522b\u662f\u5982\u679c\u60a8\u6b63\u5728\u65b0\u7684\u5730\u533a\u5de5\u4f5c\u3002<\/p>\n
\u8bf7\u8bb0\u4f4f\uff0c\u4e0d\u540c\u5730\u533a\u7684\u6d88\u8d39\u8005\u504f\u597d\u5f80\u5f80\u662f\u4e0d\u540c\u7684\uff0c\u5373\u4f7f\u4f60\u662f\u5728\u540c\u4e00\u4e2a\u5730\u533a\u5de5\u4f5c\u3002\u4f7f\u7528\u6570\u636e\u5e76\u5229\u7528\u5f53\u5730\u7684\u4e13\u4e1a\u77e5\u8bc6\u548c\u77e5\u8bc6\u6765\u53d1\u73b0\u7279\u5b9a\u5730\u533a\u7684\u76f8\u5173\u89c1\u89e3\u3002\u4fdd\u6301\u5728\u5ba2\u6237\u671f\u671b\u7684\u9876\u7aef\u3002<\/p>\n
\u4f18\u5148\u53d1\u73b0\u4f60\u7684\u5ba2\u6237\u5728\u652f\u4ed8\u65b9\u5f0f\u65b9\u9762\u7684\u671f\u671b\u3002\u4f60\u7684\u76ee\u6807\u5e02\u573a\u662f\u66f4\u559c\u6b22\u5206\u671f\u4ed8\u6b3e\uff0c\u8fd8\u662f\u5e0c\u671b\u901a\u8fc7\u6570\u5b57\u94b1\u5305\u5b9e\u73b0\u65e0\u7f1d\u4ed8\u6b3e?\u4e86\u89e3\u4f60\u7684\u4e1a\u52a1\u3002<\/p>\n
\u4ec5\u4ec5\u56e0\u4e3a\u6709\u51e0\u4e2aapm\uff0c\u5e76\u4e0d\u4e00\u5b9a\u610f\u5473\u7740\u5b83\u4eec\u90fd\u9002\u5408\u60a8\u7684\u4e1a\u52a1\u3001\u884c\u4e1a\u548c\u9700\u6c42\u3002\u8981\u4e3a\u60a8\u7684\u4e1a\u52a1\u627e\u5230\u6700\u4f73\u7684apm\uff0c\u8bf7\u8003\u8651\u60a8\u7684\u76ee\u6807\u5e02\u573a\u3001\u4ea4\u6613\u7684\u6027\u8d28\u548c\u9884\u7b97\u3002<\/p>\n
\u4e00\u4e9bapm\u6bcf\u7b14\u4ea4\u6613\u7684\u6210\u672c\u53ef\u80fd\u66f4\u9ad8\uff0c\u8fd9\u53ef\u80fd\u4f1a\u5f71\u54cd\u60a8\u7684\u5e95\u7ebf\u3002\u8bf7\u8bb0\u4f4f\uff0c\u867d\u7136apm\u63d0\u4f9b\u4e86\u66f4\u5927\u7684\u4fbf\u5229\u548c\u7075\u6d3b\u6027\uff0c\u4f46\u5b83\u4eec\u5e76\u4e0d\u603b\u662f\u80fd\u4fdd\u8bc1\u60a8\u7684\u4e1a\u52a1\u4e0d\u4f1a\u53d7\u5230\u5ba2\u6237\u6d41\u5931\u7684\u5f71\u54cd\u3002apm\u7684\u4f1f\u5927\u4e4b\u5904\u5728\u4e8e\u60a8\u53ef\u4ee5\u4e3a\u60a8\u7684\u4e1a\u52a1\u4f7f\u7528\u591a\u79cd\u65b9\u6cd5\u3002\u5982\u679c\u4f60\u5728\u7f8e\u56fd\u505a\u751f\u610f\uff0c\u4f60\u53ef\u4ee5\u63d0\u4f9bPayPal\u6216Venmo\u3002\u5982\u679c\u4f60\u8981\u628a\u4e1a\u52a1\u6269\u5c55\u5230\u4e1c\u5357\u4e9a\uff0c\u4f60\u53ef\u4ee5\u4f7f\u7528Boost\u3001GrabPay\u6216OVO Wallet\u7b49atm\u3002\u4ed8\u8d39\u9886\u57df\u6b63\u5728\u53d1\u751f\u53d8\u5316\u3002\u4e0e\u4f20\u7edf\u652f\u4ed8\u65b9\u5f0f\u76f8\u6bd4\uff0c\u65b0\u7684\u652f\u4ed8\u65b9\u5f0f\u5f80\u5f80\u66f4\u65b9\u4fbf\u3001\u66f4\u5b89\u5168\uff0c\u5b83\u4eec\u6b63\u5728\u51fa\u73b0\uff0c\u5e76\u5c06\u7ee7\u7eed\u5b58\u5728\u4e0b\u53bb\u3002atm\u4e3a\u4eca\u5929\u7684\u5546\u5bb6\u548c\u6d88\u8d39\u8005\u8d4b\u6743\u3002\u5bf9\u4e8e\u6d88\u8d39\u8005\u6765\u8bf4\uff0cAPMS\u4f7f\u4ed6\u4eec\u53ef\u4ee5\u81ea\u7531\u5730\u63a7\u5236\u5982\u4f55\u4f7f\u7528\u4ed6\u4eec\u60f3\u4ed8\u94b1\u3002\u5982\u679c\u4f60\u60f3\u8ba9\u4f60\u7684\u4e1a\u52a1\u589e\u957f\uff0c\u65e0\u8bba\u662f\u5728\u672c\u5730\u8fd8\u662f\u5168\u7403\u8303\u56f4\u5185\uff0c\u63d0\u4f9b\u5176\u4ed6\u652f\u4ed8\u65b9\u5f0f\u90fd\u662f\u503c\u5f97\u8003\u8651\u7684\u3002\u8fd9\u53ef\u4ee5\u5e2e\u52a9\u63d0\u9ad8\u60a8\u7684\u9500\u552e\u989d\uff0c\u51cf\u5c11\u6b3a\u8bc8\uff0c\u4f7f\u60a8\u7684\u4e1a\u52a1\u66f4\u503c\u5f97\u4fe1\u8d56\uff0c\u5e76\u4f7f\u60a8\u80fd\u591f\u6ee1\u8db3\u4e0d\u65ad\u53d8\u5316\u7684\u6d88\u8d39\u8005\u9700\u6c42\u548c\u671f\u671b\u3002<\/p>\n
\u5e38\u89c1\u95ee\u9898\u6709\u54ea\u4e9b\u6700\u6d41\u884c\u7684\u66ff\u4ee3\u652f\u4ed8\u65b9\u5f0f?\u4e00\u4e9b\u6700\u5e38\u89c1\u7684\u66ff\u4ee3\u652f\u4ed8\u65b9\u5f0f\u5305\u62ec\u4e00\u4e9b\u4f60\u53ef\u80fd\u5df2\u7ecf\u719f\u6089\u7684\u54c1\u724c\uff0c\u5982:PayPal Stripe\u82f9\u679c\u652f\u4ed8\u4e09\u661f\u652f\u4ed8Square\u73b0\u91d1\u652f\u4ed8\u5b9dKlarna Grabpay\u4ece\u672c\u8d28\u4e0a\u8bf4\uff0c\u672f\u8bed\u201c\u66ff\u4ee3\u652f\u4ed8\u65b9\u5f0f\u201d\u7528\u6765\u63cf\u8ff0\u4e0d\u4f7f\u7528\u73b0\u91d1\u6216\u4fe1\u7528\u5361\u7684\u652f\u4ed8\u65b9\u5f0f\u3002\u4e92\u8054\u7f51\u7684\u51fa\u73b0\u4e3a\u65b0\u7684\u91d1\u878d\u6280\u672f\u94fa\u5e73\u4e86\u9053\u8def\uff0c\u4e5f\u4e3a\u79d1\u6280\u516c\u53f8\u521b\u9020\u4e86\u4e3a\u6d88\u8d39\u8005\u63d0\u4f9b\u66f4\u4fbf\u6377\u652f\u4ed8\u65b9\u5f0f\u7684\u5e73\u53f0\u3002\u8d1d\u5b9d\u662f\u4e00\u79cd\u6700\u521d\u8bbe\u8ba1\u7528\u4e8e\u5728\u7ebf\u8f6c\u8d26\u7684\u670d\u52a1\uff0c\u88ab\u5e7f\u6cdb\u8ba4\u4e3a\u662fatm\u589e\u957f\u548c\u6269\u5f20\u7684\u4e3b\u8981\u52a8\u529b\u3002\u52a0\u5bc6\u8d27\u5e01\u53ef\u4ee5\u88ab\u89c6\u4e3a\u66ff\u4ee3\u652f\u4ed8\u65b9\u5f0f\u5417?\u662f\u7684\uff0c\u50cf\u6bd4\u7279\u5e01\u8fd9\u6837\u7684\u52a0\u5bc6\u8d27\u5e01\u88ab\u8ba4\u4e3a\u662f\u53ef\u9009\u7684\u652f\u4ed8\u65b9\u5f0f\u3002\u867d\u7136\u6ce2\u52a8\u8f83\u5927\uff0c\u4f46\u4e00\u4e9b\u8f83\u4e3a\u7a33\u5b9a\u7684\u52a0\u5bc6\u8d27\u5e01\u73b0\u5728\u6b63\u88ab\u7528\u4e8e\u652f\u4ed8\u8d2d\u4e70\u3002\u4e00\u4e9b\u63a5\u53d7\u52a0\u5bc6\u652f\u4ed8\u7684\u5546\u5bb6\u5305\u62ec:PayPal Overstock.com\u5168\u98df\u8d85\u5e02\u4e50\u5929\u5bb6\u5f97\u5b9d\u661f\u5df4\u514bEtsy<\/p>\n
\u8d85\u8fc730000\u540d\u8425\u9500\u4e13\u4e1a\u4eba\u5458\u4f9d\u8d56\u6211\u4eec\u83b7\u53d6\u4ed6\u4eec\u7684\u65b0\u95fb\u3002\u4f60\u4e0d\u5e94\u8be5?<\/p>\n
\u8ba2\u9605\u4e16\u754c\u4e0a\u7b2c\u4e00\u4e2a\u6709\u5f71\u54cd\u529b\u7684\u8425\u9500\u901a\u8baf\uff0c\u6bcf\u4e24\u5468\u5728\u661f\u671f\u56db\u53d1\u9001\u3002<\/p>\n
\u8bd5\u7740\u6211<\/p>\n","protected":false},"excerpt":{"rendered":"
\u5728\u73b0\u4ee3\u6280\u672f\u4f7f\u4e16\u754c\u8054\u7cfb\u66f4\u52a0\u7d27\u5bc6\u7684\u4eca\u5929\uff0c\u66ff\u4ee3\u6027\u652f\u4ed8\u65b9\u5f0f\uff0c\u4e5f\u88ab\u79f0\u4e3a\u672c\u5730\u652f\u4ed8\u65b9\u5f0f\uff0c\u5e2e\u52a9\u5168\u7403\u66f4\u591a\u7684\u4eba\u83b7\u5f97\u66f4\u591a\u7684\u4ea7\u54c1\u548c\u670d\u52a1 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"_links":{"self":[{"href":"http:\/\/www.insjc.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/321"}],"collection":[{"href":"http:\/\/www.insjc.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.insjc.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.insjc.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.insjc.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=321"}],"version-history":[{"count":0,"href":"http:\/\/www.insjc.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/321\/revisions"}],"wp:attachment":[{"href":"http:\/\/www.insjc.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=321"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.insjc.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=321"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.insjc.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=321"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}